Several federal, state, and local programs offer financial assistance to help low-income homeowners afford roof repairs. Here’s a quick overview of key government roof grant options:
- Weatherization Assistance Program (WAP)
Managed by the U.S. Department of Energy, WAP helps low-income households improve energy efficiency, including roof repairs and insulation. The program is run by state agencies, so eligibility varies by location. Contact your local weatherization agency to apply. - Single Family Housing Repair Loans and Grants (Section 504 Program)
Offered by the USDA, this program gives grants up to $10,000 to homeowners 62 or older in rural areas for home repairs, including roofs. Younger applicants may qualify for low-interest loans. Income limits apply. - Housing Preservation Grant (HPG)
USDA funds nonprofits and local governments that assist low-income rural homeowners with repairs, including roofs. Check with local community organizations to see if HPG funds are available. - Community Development Block Grant Program (CDBG)
Run by HUD, CDBG funds are allocated by states and cities to help homeowners with home repairs. Availability depends on your local housing authority. - FEMA Disaster Assistance
If your roof was damaged in a federally declared disaster, FEMA may provide grants to cover repair costs. You must register with FEMA and provide proof of damage. - Native American Housing Assistance and Self-Determination Act (NAHASDA)
This program supports roof repairs for Native American and Alaska Native communities through tribal housing authorities. - State and Local Grants
Many states and local governments offer additional home repair grants targeting low-income families, seniors, and people with disabilities. Contact your state housing agency or local nonprofits for details.
Final Tips
To secure a roof repair grant, research available programs in your area, confirm eligibility requirements, and apply promptly. These grants can be a vital resource for making essential roof repairs affordable.
References
Rebuilding Together Home Repairs
Purple Hearth Homes USA
VA Housing Assistance